En estos momentos se difunde un audiovisual que muestra una tensa situación que vivieron recientemente, un teniente de la Armada de República Dominicana (ARD) y unos agentes de la Policía Nacional que lo detuvieron mientras se encontraban en labores de patrullaje en el Distrito Nacional.

Según se conoció, el agente de la armada pretendía evitar la detención de la motocicleta de su hijo, quien se encontraba manejando sin portar el casco reglamentario.

El oficial, quien es conocido como Bonilla, se enfrascó en una fuerte discusión con los agentes en la que expresó su firme oposición a que se llevaran la motocicleta de su vástago. En este sentido, se oye durante el desarrollo del video, «No te la vas a llevar, te digo que no te la vas a llevar, palomo», al tanto que forcejea con los agentes de la Policía Nacional.

Ya son varios los incidentes que se han registrado en estas últimas semanas, en los que se ven envueltos miembros de las diferentes instituciones del orden público. Particularmente, miembros de la Armada han estado involucrados en situaciones que, ciertamente, desafían la legalidad.

El pasado 29 de diciembre de 2023, se suscitó una tragedia mediante la cual cayeron abatidos dos miembros de la ARD, luego de protagonizar un «supuesto» intercambio de disparos contra agentes de la Dirección Central de Investigaciones Criminales (DICRIM), quienes les daban persecución tras estos tener participación en una red criminal dedicada al sec#estro y tráfico de dr#gas, entre otros crímenes.

En aquel suceso, fueron identificadas las víctimas como Sandro Miguel García y Nicolás Eladio Buten, miembros de la Armada ambos, junto con Joel Emilio Rodríguez Silva, quien también falleció.

Sin embargo, se puso a circular ese mismo día, un audiovisual que refleja el momento en que los miembros de la Armada y el civil fueron detenidos por los agentes del Dicrim durante la persecución en cuestión que tuvo lugar en el kilómetro 12 de la autopista Sánchez, contradiciendo así la versión oficial que indica, como se dijo en líneas anteriores, que hubo un intercambio de disparos.

También está el caso de un mayor de la Armada, identificado como Gil Pérez Valdez, el cual fue detenido el pasado sábado 23 de diciembre por efectivos de la Dirección Nacional de Control de Drogas (DNCD) que, manejó el arresto por el vínculo de este nombrado con una estructura de narcotráfico en la que se decomisaron 1,472 kilogramos de coc#ína en el municipio de Baní.

Esperemos que la situación haya sido canalizada y terminado de la manera más favorable para ambas partes según el cumplimiento de la Ley. VER EL VIDEO.

Por Máximo Peralta

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Banking, Saving and Retirement Plans: An Overview

The concept of banking, saving, and planning for retirement is fundamental to personal finance management. In today's world, managing one's finances has become a necessity, and the earlier one starts, the better. With the right combination of banking, saving, and retirement planning, individuals can ensure financial stability and independence in their golden years.

Banking

Banking is a critical component of personal finance management, and the right banking relationship can help individuals manage their money effectively. When it comes to banking, individuals have several options, including traditional banks, online banks, and credit unions. The choice of a banking institution should be based on an individual's financial needs and goals.

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Saving

Saving is crucial for financial stability and independence. With the right savings plan, individuals can build an emergency fund, save for a down payment on a home, or pay for unexpected expenses. The key to effective saving is to make it a habit and to start as early as possible.

One of the most popular savings options is a high-yield savings account. These accounts typically offer higher interest rates than traditional savings accounts, and the interest earned on the balance is compounded daily. Another popular savings option is a certificate of deposit (CD), which is a type of savings account that pays a fixed interest rate for a specific period. CDs typically offer higher interest rates than savings accounts, but the funds are locked up for the term of the CD, and early withdrawal may result in a penalty.

Saving for retirement is also critical. A retirement savings plan such as an individual retirement account (IRA) or a workplace retirement plan like a 401(k) can help individuals save for their future. Both IRAs and 401(k)s offer tax benefits and the potential for long-term growth. It's essential to start saving for retirement as early as possible and to contribute regularly to take full advantage of compound interest.

Retirement Planning

Retirement planning is an essential aspect of personal finance management. It involves estimating how much money an individual will need to live comfortably during retirement and determining the best strategies to achieve that goal.

The first step in retirement planning is to determine how much money an individual will need in retirement. This amount should be based on the individual's current expenses, future expenses, and desired lifestyle during retirement. It's essential to factor in inflation, which can erode the purchasing power of money over time.

Once an individual has determined the amount needed for retirement, the next step is to determine the best way to save for it. This may involve a combination of various savings and investment options, including IRAs, 401 santos2163@gmail.com keep going (k)s, stocks, bonds, mutual funds, and annuities. Each of these options has its own benefits and drawbacks, and it's essential to understand them and choose the best options based on an individual's risk tolerance, time horizon, and financial goals.

Another important aspect of retirement planning is to create a retirement budget. This budget should include estimated expenses for housing, food, healthcare, transportation, and other necessities. It's also essential to factor in any fixed costs, such as property taxes, insurance, and utilities. The retirement budget should be reviewed regularly to ensure that it remains realistic and that the individual is on track to achieve their retirement goals.

Finally, it's essential to have a plan for managing the retirement savings once it's been accumulated. This may involve a combination of spending and investing, with the goal of ensuring that the savings lasts as long as the individual needs it. A financial advisor can be a valuable resource in developing a retirement income plan that is tailored to an individual's specific needs and goals.

In conclusion, banking, saving, and retirement planning are critical components of personal finance management. With the right combination of these strategies, individuals can ensure financial stability and independence in their golden years. It's never too early to start planning for retirement, and individuals should start by understanding their financial needs and goals, choosing the right banking and saving options, and developing a comprehensive retirement plan.