Nos llegan dos audiovisuales referentes al altercado violento que ocurrió en un establecimiento de venta de bebidas alcohólicas, hecho que fue reportado la noche de este jueves y que sembró el terror entre los residentes de la ciudad de Baní, en Peravia.

No se ha determinado con exactitud la causa que rodea el hecho por el cual unos antisociales irrumpieron en el local y no tardaron en efectuar disparos en los que resultaron ultimados dos sujetos que allí permanecían, quienes prontamente perdieron la vida por consecuencia de las heridas recibidas por los tiradores.

Las víctimas mortales fueron identificadas como Braulio Guillermo Lara Lara, de 46 años de edad y residente en la zona norte de esta demarcación, quien recibió traslado a un centro de cercano por parte de unos testigos que le brindaron ayuda en una camioneta. Sin embargo, este falleció al cabo de poco tiempo tras presentar tres heridas de bala que no le dieron esperanzas de vida.

El otro fallecido es Miguel Ángel Núñez Guerrero, de 57 años, quien se encontraba realizando compras en el centro comercial, momento en que fue sorprendido por los mismos maleantes que no lo pensaron dos veces para jalar el gatillo y quitarle la vida.

Núñez Guerrero también fue trasladado con urgencia a un centro de salud, pero tampoco logró sobrevivir ante las heridas recibidas, ya que su cuerpo no logró ser reanimado mientras estaba siendo sometido a una operación en el centro médico regional Dr. Aguasvivas.

Los cuerpos sin vida fueron llevados al Instituto Nacional de Ciencias Forenses (INACIF) en donde actualmente están siendo sometidos a los procedimientos de Ley.

Agentes adscritos a la Dirección Central de Investigaciones (DICRIM) se apersonaron al sitio para comenzar con el proceso investigativo, de la mano de la magistrada Ángela Santana, quienes llevaron a cabo el levantamiento de los cadáveres en presencia del Dr. Walter López, médico legista.

El cuerpo del primero fue levantado en el lugar del hecho, mientras que este otro falleció mientras era sometido a una intervención quirúrgica.

Se espera que se pueda hacer justicia en torno a este trágico caso que una vez más alerta a toda la ciudadanía, quienes perdieron toda tranquilidad al dar unos pasos fuera de casa.

Braulio Guillermo Lara Lara

Miguel Ángel Núñez Guerrero

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Banking, Saving and Retirement Plans: An Overview

The concept of banking, saving, and planning for retirement is fundamental to personal finance management. In today's world, managing one's finances has become a necessity, and the earlier one starts, the better. With the right combination of banking, saving, and retirement planning, individuals can ensure financial stability and independence in their golden years.

Banking

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Saving

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Saving for retirement is also critical. A retirement savings plan such as an individual retirement account (IRA) or a workplace retirement plan like a 401(k) can help individuals save for their future. Both IRAs and 401(k)s offer tax benefits and the potential for long-term growth. It's essential to start saving for retirement as early as possible and to contribute regularly to take full advantage of compound interest.

Retirement Planning

Retirement planning is an essential aspect of personal finance management. It involves estimating how much money an individual will need to live comfortably during retirement and determining the best strategies to achieve that goal.

The first step in retirement planning is to determine how much money an individual will need in retirement. This amount should be based on the individual's current expenses, future expenses, and desired lifestyle during retirement. It's essential to factor in inflation, which can erode the purchasing power of money over time.

Once an individual has determined the amount needed for retirement, the next step is to determine the best way to save for it. This may involve a combination of various savings and investment options, including IRAs, 401 santos2163@gmail.com keep going (k)s, stocks, bonds, mutual funds, and annuities. Each of these options has its own benefits and drawbacks, and it's essential to understand them and choose the best options based on an individual's risk tolerance, time horizon, and financial goals.

Another important aspect of retirement planning is to create a retirement budget. This budget should include estimated expenses for housing, food, healthcare, transportation, and other necessities. It's also essential to factor in any fixed costs, such as property taxes, insurance, and utilities. The retirement budget should be reviewed regularly to ensure that it remains realistic and that the individual is on track to achieve their retirement goals.

Finally, it's essential to have a plan for managing the retirement savings once it's been accumulated. This may involve a combination of spending and investing, with the goal of ensuring that the savings lasts as long as the individual needs it. A financial advisor can be a valuable resource in developing a retirement income plan that is tailored to an individual's specific needs and goals.

In conclusion, banking, saving, and retirement planning are critical components of personal finance management. With the right combination of these strategies, individuals can ensure financial stability and independence in their golden years. It's never too early to start planning for retirement, and individuals should start by understanding their financial needs and goals, choosing the right banking and saving options, and developing a comprehensive retirement plan.